Can you can get a rental car through your insurance company?
If you are involved in a car accident, your car can often be tied up in a repair shop for weeks. Having your auto insurance company foot the bill for a rental car can save you hundreds, or possibly thousands of dollars on rental car fees. You may be wondering exactly, how to get a rental car through my insurance company? First of all you need to check your insurance policy to see if you have coverage for this service. This is usually not automatic so if you are not covered you will need to call your auto insurance company to have this option added to your policy. The fee for this option may add a few dollars to your car insurance bill. However, the reassurance that this service is available will be well worth the extra money.
When adding this coverage to your insurance policy there are some important details you should keep in mind. Insurance companies will provide this coverage only if your vehicle is in an accident or stolen. This coverage is not provided while your car is in the shop for other repairs or maintenance. Also, check with the company as to how this benefit is distributed and in what amount. There may be a daily limit on rental fees, so if your fee exceeds this limit you will need to pay the difference. Also the insurance company may reimburse after you have paid the rental car fee; others will pay the fee directly to the rental car company. It is a good idea to know this information so that you can be prepared. Hopefully, you will not need this service, but it is better to be safe than to be sorry.
If you are planning to rent a car during your trip to Australia, it is also advisable to get a rental vehicle insurance excess. This will keep you protected from accidents and other unfortunate incidents. For more queries regarding car rental insurance, feel free to contact us either via hotline, email or live chat.