Founded and operated by car rental industry professionals, Hiccup Insurance sells the Rental Vehicle Excess (RVE) insurance product that is underwritten by Allianz Australia Limited. The RVE insurance product sold by Hiccup Insurance provides customers with protection if their rental car gets damaged or stolen.
The product offers the customer with reimbursement of damage costs up to either $4,000, $6,000 or $8,000 based on their chosen plan. All these plans offered by RVE Insurance have a nil excess, which means that assessed damage costs may be reimbursed from the first to the four thousandths, six thousandth or eight thousandth dollar based on your level of cover.
Absolutely! Hiccup Insurance has successfully helped their customers through the years, providing them with competitive pricing along with a comprehensive car rental excess insurance product that is easy to understand and use.
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A policy must be purchased before collecting the rental vehicle. A policy cannot be purchased once a rental car has been collected.
Do I still need to purchase excess reduction product at the car rental counter if I already have a Rental Vehicle Excess Insurance?
There's no need to buy an excess reduction product sold by the car rental company even if they claim that they have not heard of Hiccup Insurance or that you are not covered by a third-party protection product. This is a common tactic of car rental companies so they can get a commission for every excess reduction product sold.
You can cancel a policy by contacting a Hiccup Insurance Specialist. Cancellation and Refund eligibility is administered in accordance with the Product Cooling Off Period Terms and Conditions.
Learn more about Rental Vehicle Excess Insurance.